Website Terms

Effective Date: 1st April 2025

These Website Terms of Use (“Terms”) govern your access to and use of the Bridges Insurance Brokers website (“we,” “us,” or “our”), including all related pages, services, and content available on htts://www.bridges.insure (the “Website”). By accessing or using the Website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, you must not use the Website.

1. Acceptance of Terms
   

   By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any additional terms, policies, or guidelines referenced herein or provided by us. We reserve the right to modify or update these Terms at any time, and such changes will be effective immediately upon posting to the Website. It is your responsibility to review these Terms periodically for any updates.

2. Use of the Website
   

   You agree to use the Website solely for lawful purposes and in accordance with these Terms. You may not use the Website in any way that could damage, disable, or impair the Website, or interfere with any other user's use of the Website.

   • Eligibility: You must be at least 18 years old or the age of majority in your jurisdiction to use the Website.
   • Account Creation: Certain features of the Website may require you to create an account or provide personal information. By creating an account, you agree to provide accurate, current, and complete information and to keep this information up to date..
     
     
3. Intellectual Property
   

   All content on the Website, including text, graphics, logos, images, audio clips, videos, software, and any other materials (collectively, the "Content"), is the property of Bridges Insurance Brokers or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and view the Content for personal, non-commercial use only. You may not reproduce, distribute, modify, display, or create derivative works of any Content without our prior written consent.

4. User Content
   

   You may be able to submit or post certain content (e.g., comments, questions, or reviews) to the Website. By submitting content, you grant Bridges Insurance Brokers a non-exclusive, royalty-free, worldwide license to use, display, reproduce, modify, and distribute the content in connection with the Website and its services.

   • You are solely responsible for the content you post or submit and must ensure that it does not infringe on the rights of any third parties, is not defamatory, and complies with all applicable laws.
   • We reserve the right to remove or refuse to post any content that we, at our sole discretion, deem to be inappropriate, offensive, or in violation of these Terms.
     
     
5. Privacy
   

   Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. By using the Website, you consent to the collection and use of your personal information as described in the Privacy Policy.Links to Third-Party Websites

6. Disclaimers
   

   The content on this Website is provided for general informational purposes only. While we make reasonable efforts to ensure that the information is accurate, complete, and up to date, we do not guarantee the accuracy or completeness of the Website content.

   • Insurance Advice Disclaimer: The information provided on the Website does not constitute professional insurance advice or a recommendation for any particular product, policy, or service. For specific advice, please contact us, as set out below, so that we can assess your needs.
     
     
7. Links to Third-Party Websites
   

   The Website may contain links to third-party websites or resources. These links are provided for convenience, and we have no control over, and are not responsible for, the availability, content, or practices of third-party websites. The inclusion of any link does not imply endorsement or responsibility for the content, products, or services provided by third-party sites.

8. Limitation of Liability
   

   To the fullest extent permitted by law, Bridges Insurance Brokers shall not be liable for any direct, indirect, special, consequential, or punitive damages, or any loss of profit, revenue, or data arising from your use of, or inability to use, the Website or its content, even if we have been advised of the possibility of such damages.

   • This includes but is not limited to any errors, omissions, or inaccuracies in the content provided on the Website, or any interruptions or delays in the Website's availability.
     
     
9. Indemnification
   

   You agree to indemnify and hold harmless Bridges Insurance Brokers, its staff, from and against any and all claims, liabilities, damages, and expenses (including legal fees) arising from your violation of these Terms or your use of the Website.

10. Termination
    

    We reserve the right to suspend or terminate your access to the Website at any time and for any reason, including if we believe you have violated these Terms. Upon termination, all rights granted to you under these Terms shall cease, and you must immediately stop using the Website.

11. Governing Law and Dispute Resolution
    

    These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms or your use of the Website shall be resolved through the courts of England and Wales.

    • Alternative Dispute Resolution (ADR): You may also be eligible to resolve disputes through alternative dispute resolution mechanisms such as mediation or arbitration. Please contact us for more information on ADR options.
      
      
12. Severability
    

    If any provision of these Terms is deemed invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

13. Force Majeure
    

    We shall not be liable for any failure or delay in the performance of our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to natural disasters, acts of terrorism, war, strikes, government actions, or technical failures.

14. Contact Us
    

    If you have any questions or concerns regarding these terms, please contact us at:

    Bridges Insurance Brokers
    1 Ozengell Place
    EuroKent Business Park
    Ramsgate. Kent
    CT12 6PB

    Email: enquiries@bridges.insure
    Telephone: 01843 293614